Non-custodial. Branded hardware.
A real merchant map.
We're the only network shipping all three. BitPay holds your funds. BTCPay makes you host your own server. Strike and Square own your settlement. IVPay is closest — but still custodial. Here's the field, on one page.
Open the box. Start taking crypto.
Everything a shop needs to go non-custodial in an afternoon — the countertop terminal, a cold-storage coin that is your wallet, and a receipt printer that turns every sale into a paper trail your customer walks out with.
Checkout on nectar-pay.com · ships worldwide from Blockchain Mint
Feature by feature.
Researched from each company's public docs and product pages. If something's wrong, tell us — we'll fix it the same day. Want the deep dive on the custodial incumbents? Read the BitPay vs CoinGate vs Nectar.Pay guide.
| Feature | Nectar.Pay | BitPay | BTCPay Server | IVPay | Strike | Square |
|---|---|---|---|---|---|---|
Non-custodial settlement (funds go straight to your wallet) | Custodial | Custodial | Custodial | Custodial | ||
Branded countertop terminals shipping at scale | 1,200 in production | Fiat-first | ||||
First-party merchant heatmap (find where to spend) | /where | Directory only | ||||
Multi-chain (BTC + EVM + Solana + Tron + L2s) | 8+ chains | BTC + LN, plugins | BTC only | BTC only | ||
Stablecoins (USDC, USDT, pyUSD) on EVM L2s | 1-click enable | |||||
Sub-15s confirmation on fast chains (Base, BSC) | Mempool accept | LN only | ||||
KYC-optional for the merchant | ||||||
Self-hosting required | Hosted, non-custodial | DIY infra | ||||
WooCommerce + REST API + webhooks | ||||||
Flat monthly fee (no % of revenue) | $0–$99/mo | 1-2% per tx | Self-hosted | 2.6%+ per tx |
Why merchants are switching.
The gap: BitPay holds your crypto and takes 1-2% per transaction.
We win: We never touch your funds. Flat monthly fee. Same chains, no escrow risk.
The gap: BTCPay is great — if you run your own Linux box, Postgres, and Lightning node.
We win: Same non-custodial principles. Hosted, multi-chain, hardware, and a map — out of the box.
The gap: Branded terminals and a merchant map — but they still custody your funds.
We win: Same in-person experience. Funds settle directly to the merchant's wallet.
The gap: BTC-only, custodial, US-centric. No countertop hardware.
We win: Take BTC, stables, ETH, SOL, TRX — and ship a terminal to any country.
The gap: 2.6%+ per tap and a fiat-only rail. Crypto is bolt-on at best.
We win: Crypto-native, sub-15s confirmations, and we don't skim a percentage.
The gap: Once the leader in crypto POS. Largely dormant today.
We win: Actively shipping. 1,200 terminals in production. Live merchant map.
The category is wide open.
Non-custodial + branded hardware + first-party map is an empty quadrant. The custodial incumbents can't move into it without rebuilding their entire compliance stack. The self-hosted projects can't ship hardware. We can do both — and we already are.
- Co-branded terminals available — your logo on the boot screen.
- Revenue share on every merchant signup you bring in.
- Map placement and regional showcase pages for partner networks.
- Direct line to engineering for new chain or wallet integrations.
Sweeter than a percentage.
Connect your wallet, print a QR, get paid. We never see your money. Try the free plan — no card, no KYC for the merchant, no leash.
Pricing.
Three membership plans. All paid in TEXITcoin. Funds always settle straight to your wallet — we never touch them.
Free
Get started. Limited transactions per month.
- Limited transactions per month
- BTC, TEXITcoin, USDC/USDT (Ethereum + Base)
- Merchant dashboard
- WooCommerce plugin
- Webhook delivery + retry
- KYC-optional checkout
- Community support
Monthly transaction limit set by us — designed for hobby stores and pilots.
Cheap
Unlimited transactions. No caps.
- Everything in Free
- Unlimited transactions
- Point of Sale terminal support
- CSV export (invoices, payouts)
- Reports & analytics
- Multiple stores
- API keys & webhooks
- Email support
Billed annually in TEXITcoin. Pay from any TXC wallet.
Unlimited
No transaction caps. Built for scale.
- Everything in Cheap
- Advanced APIs (REST + WebSocket)
- Customized chain support
- Expanded chain coverage
- SLA-backed webhook delivery
- Team seats + audit log
- Custom KYC rules
- Priority support
- Dedicated account manager
Billed monthly in TEXITcoin. Cancel anytime.
All plans paid in TEXITcoin. Transaction limits on Free are managed by our team and may change as the network grows.